Depending on which private health insurance provider you are using and what type of insurance you have chosen to pay for, there are various drug rehab programs that accept private health insurance and most will cover at least part of your treatment. There are some gaps as to what they will and won't cover in many cases, but great strides have been made in recent years to expand what private health insurance will cover in terms of treatment services for alcohol and drug abuse and addiction. Substance abuse services are considered part of the behavioral health coverage or mental health coverage of a person's private health insurance plan, and if your private health insurance is part of a group health plan which includes over 50 employees and includes mental health coverage, the law requires that the insurer provider cover mental health issues just as they would cover a physical one. So if you fall into this category, this is good news for you and a great portion of quality treatment in a facility which accepts private health insurance will be covered and possibly all of it.
Around two-thirds of drug rehab programs accept private health insurance, so your options are not restricted and you can even choose from holistic programs and programs which offer an alternative model than the traditional 12-step and disease model programs. Outpatient programs and detox services are almost always covered through private health insurance, although these options may not be the right option for everyone particularly those who have experienced numerous relapses. Short-term programs which provide inpatient or residential treatment for 30 days or less are often covered through private health insurance, but there are long term programs which are also covered through private health insurance. This is particularly true when the facility works closely with the provider to determine eligibility for long-term treatment and most drug rehab programs have staff specifically designated and trained to do so. So if someone needs to address a chronic addiction that will very likely take longer than 30 days to effectively address, they should speak with a registrar at a long-term inpatient or residential facility to get the process started with their private health insurance provider.
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Choosing the correct treatment program for yourself or a family member can be one of the the most important decisions you ever make. With so many choices for treatment, and so many variables to consider, getting help from a knowledgeable addiction specialist who understands what types of treatment will work best is invaluable.
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